Start Building Your Financial Future Today
Your savings deserve to work harder for you. When you open a savings account with CMS Working, you earn dividends while keeping your money secure and accessible.
Prime Shares Account - Your Foundation
Start your membership with just $5. This creates your ownership share in the credit union and establishes your Prime Shares Account - your main savings hub that earns [CURRENT RATE] annually.
Special Savings Accounts - Organize Your Goals
Create up to 10 sub-accounts under your main savings. Give each one a nickname like "Vacation Fund" or "Emergency Savings." Track multiple goals while earning dividends on every dollar.
Business Savings
Grow your business reserves with the same great benefits. Call [PHONE NUMBER] to learn which documents you'll need to open your account.
Your Money Stays Protected
Every dollar is insured up to $250,000 by the NCUA, plus an additional $1,000,000 through Excess Share Insurance. Sleep better knowing your savings are secure.
Certificates - Lock in Higher Earnings
Share Certificates: Choose terms from 4 to 60 months. Start with $400 for shorter terms, $1,000 for longer ones.
Jump Rate Certificates: Never worry about missing better rates. Jump to a higher rate once during your term if our rates increase. Available 12-60 months with $1,000 minimum.
Save to Win Certificate: Start with just $25 and get monthly chances to win prizes. Perfect for new savers building their first emergency fund.
Youth Certificates: Help your kids learn smart money habits. Just $100 gets them started with 6 or 12-month terms.
Ready to Start Saving?
Apply online in minutes or visit any [BRANCH/LOCATION]. No appointment needed - just bring a valid ID and your initial deposit.
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